Check Out Google's New 411 Service!

It might be time to lug that stack of phone books you just received to the trash can! Check out Google 411 and then decide.

1-800-GOOG-411, Google's new 411 service is totally FREE, fast and easy to use. Give it a try now and see how simple it is to find and connect with local businesses for free. I love it, it's awesome with a hand-free Bluetooth system.

Tip: Always use categories, never business names.

If you decide to throw your phone books out in favor of GOOG-411, opt-out and never have to lug or store another bulky phone book again? Below are the numbers to call for the major distributors of phone books and yellow pages. Call the numbers and tell them you want to opt-out of delivery - it only takes a few minutes.

AT&T/YellowPages (formerly SBC):
(800) 792.2665

Verizon:
(888) 266.5965

Yellow Book:
(800) 373.3280 or (800) 373.2324

Trapped by House Payments You Can't Afford?

Interest Only, Stated Income, Option ARMS and all the other easy-to-obtain band-aid mortgages loans of the once-booming housing market, have placed some homeowners in an extremely critical position. They need stitches to close the huge gap between what they earn and what they owe. Are you feeling trapped in a home you can no longer afford, but can't afford to sell? Are you among the growing number of homeowners that are wondering what they should do next? Read More….

Foreclosures rise more than 300 percent in the two-county Inland region

The Inland Empire homeowners are losing their homes at an alarming rate due to risky subprime mortgages. Take a look at this article from Knight Ridder Tribune Business News.

Click Here

FHA Might Be The Way!

My son, a lender at Majestic Mortgage just gave me a hot mortgage tip. This could help you:

• Is your credit score 620 or below?
• Have you had any late mortgage payments in the last 12 months?
• Is your loan amount under $362,760?
• Is that loan balance less than 97.15% of your home’s value?
• Do you have an adjustable rate mortgage set to adjust?

If you answered YES to the above and you’re looking for a way out, how does this sound?

• A 30-year fixed loan With NO prepayment penalty
• In the mid-upper 6% range With a 1% origination fee
• With no junk fee charges

Interested? If you have a sub-prime mortgage loan and need to get out of because it is about to adjust to a payment you can’t afford then you might want to contact my son, Mike Martin or his Processor, Bea at (909) 466-4889. You could be the perfect candidate for an FHA loan. Imagine an affordable monthly mortgage payment plus stability to your life as well.

Sub-prime adjustable rate mortgages are ticking time bombs, if you are in one and want out, inquire about FHA refinancing. Remember, not every lender is FHA approved.

RSS

Wondering what this little RSS orange insignia that's popping up everywhere is all about? Believe it or not, so was I? I found out that it’s called Really Simple Syndication. OK and what does that mean, you ask? It's gotta be something really technical right? No, it actually serves a very good purpose.

RSS solves a problem for people who regularly use the web. It allows you to easily stay informed by retrieving the latest content from the sites you are interested in. You save time by not needing to visit each site individually. You ensure your privacy, by not needing to join each site's email newsletter. Many news-related sites, blogs and other online publishers syndicate their content as an RSS Feed to whoever wants it. What the RSS button does (aka RSS Feed) is allows you to indicate that you like a particular blog or podcast, and would like to stay current with their content. By clicking on the RSS button you’ll indicate that you would like to stay apprised to the latest publications or broadcasts. It’s as simple as clicking the button and will be notified every time someone posts a new thought on your favorite blog or podcast!

So, click the RSS button off to the side of this blog!

Dive into summer fun at Shady Trails

The Parkhouse at Shady Trails is the place to be this weekend!
Enjoy free Italian ice and enter to win a $500 shopping spree!

With summer in full swing, wouldn't it be great to have a junior Olympic-sized pool practically in your own backyard? You can at Shady Trails in north Fontana, where The Parkhouse let's you splash into fun with your friends, family and neighbors! Too cool for you? Simply relax in the spa. Or perhaps you prefer to challenge yourself at the fitness center and tennis courts? With so many choices, you'll never run out of things to do here! To experience the amazing lifestyle that awaits you at Shady Trails, be sure to join us on August 25th and 26th! We'll have cool Italian ice with fresh fruit provided by Quivers from 11 AM to 4 PM Saturday and Sunday! You can also enter to win an amazing $500 shopping spree at Victoria Gardens, the Inland Empire's finest shopping, dining and entertainment destination! Bring your family, bring your friends, and bring your thirst for fun!

Visit Shady Trails today. After all, summer is the best time to buy! While you're here, you can tour beautiful model homes at four neighborhoods from Lennar, Richmond American Homes, and William Lyon Homes. It's time to start enjoying your lifestyle, your way! Click here for directions to Shady Trails.

Exactly what does the fed fund interest rate cut mean?

First Business - Anticipating the Cut
3 min - Aug 23, 2007
It's been highly anticipated, but exactly how could an interest rate cut impact the fast-falling mortgage market?